SUKANYA SAMRIDDHI ACCOUNT IN SBI GUJARATI TAMAM MAHITI VANCHO
SUKANYA SAMRIDDHI ACCOUNT:FACILITY AVAILABLE AT ALL OUR BRANCHES
Sukanya Samriddhi Accounthas has been introduced vide Government of India Notification No. G.S.R.863(E) dated December 02, 2014 and circulated to Banks by Reserve Bank of India vide their letter No.RBI/2014-15/494/IDMD(DGBA).CDD/No.4052/15.02.006/2014-15 dated 11th March 2015. Facility to open accounts under the scheme is now available at all SBI branches.
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Objective: To promote the welfare of Girl Child
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Who can open the account: A natural/ legal guardian on behalf of a girl child
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Objective: To promote the welfare of Girl Child
Gujarat ma levati tamam Scholarship ni mahiti All Scholarship Booklet pdf Download
Who can open the account: A natural/ legal guardian on behalf of a girl child
Maximum number of accounts: Upto two girl children or three in case of twin girls as second birth or the first birth itself results in three girl children
Minimum and Maximum Amount of Deposit:Min.1000 of initial deposit with multiple of one hundred rupees thereafter with annual ceiling of Rs.150000 in a financial year
Tenure of the Deposit: 21 years from the date of opening of the account
Maximum period upto which deposits can be made: 15 years from the date of opening of the account.
Interest on Deposit: As notified by the GOI, compounded annually with option for monthly interest pay-outs to be calculated on balance in completed thousands.( Current rate 8.60%w.e.f 1st April, 2016)
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Tax Rebate: As applicable under section 80C of the IT Act, 1961. In the latest Finance Bill, the scheme has been extended Triple exempt benefits i.e. there will be no tax on the amount invested, amount earned as interest and amount withdrawn
Khush khabar :- aavata week thi aa vastuo thai jashe sasti.
Premature Closure: Allowed in the event of death of the depositor or in cases of extreme compassionate grounds such as medical support in life threatening diseases to be authorized by an order by the Central Government
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Tax Rebate: As applicable under section 80C of the IT Act, 1961. In the latest Finance Bill, the scheme has been extended Triple exempt benefits i.e. there will be no tax on the amount invested, amount earned as interest and amount withdrawn
Khush khabar :- aavata week thi aa vastuo thai jashe sasti.
Premature Closure: Allowed in the event of death of the depositor or in cases of extreme compassionate grounds such as medical support in life threatening diseases to be authorized by an order by the Central Government
Irregular Payment/ Revival of account: By payment of penalty of Rs.50 per year alongwith the minimum specified amount per year
Mode of Deposit: Cash/Cheque/ Demand Draft/ Transfer/ online transfers through internet Banking .
SIP : Standing Instructions can be given either at the Branch or set through Internet Banking for automatic credit to Sukanya Samriddhi Account .
Withdrawal : 50% of the balance lying in the account as at the end of previous financial year for the purpose of higher education, marriage after attaining the age of 18 years.
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NOTE: As this is a Govt. of India scheme, customers are advised to visit www.nsiindia.gov.infor latest instructions/ modification in the scheme.
PALAK MATA PITA YOJAN ANATH BALAK SAHAY INFORMATION ALL HERE.
● Sukanya Samriddhi Yojana All Details
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NOTE: As this is a Govt. of India scheme, customers are advised to visit www.nsiindia.gov.infor latest instructions/ modification in the scheme.
PALAK MATA PITA YOJAN ANATH BALAK SAHAY INFORMATION ALL HERE.
● Sukanya Samriddhi Yojana All Details
1. What is the Sukanya Samriddhi Yojana?
The Sukanya Samriddhi Yojana (SSY) is a small savings scheme backed by the Government of India exclusively for the girl child. As per this scheme, a parent or legal guardian can open an account in the name of a girl child until she attains the age of ten years. The scheme is aimed at encouraging the parents or guardians to build a fund for the future education and marriage expenses of their female child. It is part of the “Beti Bachao – Beti Padhao” initiative of the Government of India, also known as BBB.
The Sukanya Samriddhi Yojana (SSY) is a small savings scheme backed by the Government of India exclusively for the girl child. As per this scheme, a parent or legal guardian can open an account in the name of a girl child until she attains the age of ten years. The scheme is aimed at encouraging the parents or guardians to build a fund for the future education and marriage expenses of their female child. It is part of the “Beti Bachao – Beti Padhao” initiative of the Government of India, also known as BBB.
It is commendable that the government is taking steps to change the mindset of people towards the girl child. The SSY account can be opened in post offices and some specifically designated banks. An SSY account also offers income tax benefits by way of deductions under Section 80C for up to Rs 1.5 lakh along with a higher interest rate compared to other small savings schemes.www.happytohelptech.in
Vidhva Sahay New Paripatra and Talim Yojana
2. Who can open an SSY account?
An SSY account can be opened by the natural or legal guardian in the name of a girl child from the birth of the girl child till she attains the age of 10 years. The account can be opened by a depositor only in the name of the girl child. A natural or legal guardian of a girl child is allowed to open two accounts for up to two girls. One can open a third account in the name of a girl child in a scenario of birth of twin girls, as a second birth, or if the first birth itself results into three girl children.www.happytohelptech.in
Vidhva Sahay New Paripatra and Talim Yojana
2. Who can open an SSY account?
An SSY account can be opened by the natural or legal guardian in the name of a girl child from the birth of the girl child till she attains the age of 10 years. The account can be opened by a depositor only in the name of the girl child. A natural or legal guardian of a girl child is allowed to open two accounts for up to two girls. One can open a third account in the name of a girl child in a scenario of birth of twin girls, as a second birth, or if the first birth itself results into three girl children.www.happytohelptech.in
3. Key features of an SSY account
The interest rate offered on an SSY account is 8.1 per cent on a yearly basis.
Minimum deposit in an SSY account is Rs 1,000
The maximum amount that can be deposited in a year is Rs. 1.5 lakh per SSY account.
There is no limit to the number of deposits either in a month or in a financial year.
An annual deposit of up to Rs. 1.5 lakh qualifies for tax benefits under Section 80C.
One can continue to deposit in the SSY account till the completion of 14 years starting from the date of opening of the account
The account matures after the completion of the tenure which is 21 years. The balance in the SSY, including the interest, is paid to the girl child on submitting an application and proof of identity, residence and citizenship documents
The interest rate offered on an SSY account is 8.1 per cent on a yearly basis.
Minimum deposit in an SSY account is Rs 1,000
The maximum amount that can be deposited in a year is Rs. 1.5 lakh per SSY account.
There is no limit to the number of deposits either in a month or in a financial year.
An annual deposit of up to Rs. 1.5 lakh qualifies for tax benefits under Section 80C.
One can continue to deposit in the SSY account till the completion of 14 years starting from the date of opening of the account
The account matures after the completion of the tenure which is 21 years. The balance in the SSY, including the interest, is paid to the girl child on submitting an application and proof of identity, residence and citizenship documents
4. How to open a Sukanya Samriddhi Yojana account in SBI?
SBI allows the opening of an SSY account in an easy and hassle-free way. Individuals who do not have an account with SBI can open an SSY account by submitting the following documents:
SBI allows the opening of an SSY account in an easy and hassle-free way. Individuals who do not have an account with SBI can open an SSY account by submitting the following documents:
Documents required to open an SSY account in SBI-CHECK BELOW GIVEN-
(i) Birth certificate of the girl child
(i) Birth certificate of the girl child
(ii) Photo ID of parents or legal guardian
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(iii)Address proof of parents or legal guardian
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(iii)Address proof of parents or legal guardian
(iv) Photograph of the child and parent
Step by Step Process
(i) Fill up the form
(ii) Submit the documents along with photos
(iii) Deposit cash (Minimum of Rs 1,000)
(iv) After opening the account, one can make deposits by cash, cheque or demand draft.
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Maximum number of accounts Up to two girl children or three in case of twin girls
The minimum and the maximum amount of deposit Min amount is Rs 1,000 for initial deposit with an annual ceiling of Rs 1,50,000 in a financial year
Tenure of the deposit 21 years from the date of opening of the account
Interest Rate 8.6%
Tax rebate Under 80C of the IT Act, 1961
GUJARATI TAMAM MAHITI AHI VANCHO
www.happytohelptech.in
Maximum number of accounts Up to two girl children or three in case of twin girls
The minimum and the maximum amount of deposit Min amount is Rs 1,000 for initial deposit with an annual ceiling of Rs 1,50,000 in a financial year
Tenure of the deposit 21 years from the date of opening of the account
Interest Rate 8.6%
Tax rebate Under 80C of the IT Act, 1961
GUJARATI TAMAM MAHITI AHI VANCHO
SUKANYA SAMRIDDHI ACCOUNT IN SBI GUJARATI TAMAM MAHITI VANCHO.
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