This will be the biggest change in January 2019,This new year is very special for you.

This will be the biggest change in January 2019,This new year is very special for you.



The direct impact you will have on your life
What will happen in 2019 ?
The new year is very special for you, as the country's largest bank SBI will close your old ATM card by January.

 On the other hand, the old check book will not run. Apart from this, you will get more benefit from the government pension scheme. What will be the change? What is the benefit of you now in the government pension scheme?read all latest news www.happytohelptech.in must see.
(1) Now you will receive a receipt by SMS on mobile after paying premium of insurance. Insurance regulator IRDAI has taken this decision. All the insurance companies must adhere to it. If you ever pay a premium of an insurance policy after January 1, then you will receive a notification on mobile from SMS.

(2) Debit and Credit Card Change: If you have a debit card or credit card with a Magnetic Strip, you can change it immediately. Because EMV Chip based credit or debit card will work only on 1 January 2019.

(3) Tax exemption on NPS: This change can give you relief. According to the new rules, NPS does not have to pay tax on the National Pension Scheme, as it will be held in the EEE series from 1 January 2019 So if you take money due to NPA maturity, you will not have to pay tax for it.

(4) Old check will not be valid: If you are still using an old check, replace it with your bank immediately as the old check will not run in the new year. In the new year, checks with CTS, check transaction system can be used only. There is no need to send one bank from another bank to clear the CTS check. It will be sent to an electronic image related party, including all the necessary information. This check is more secure. Because it has the void Pentagon, which can not be copied.

5) Increase in the prices of cars: If you are thinking of taking a car, do it sooner, because the cost of cars in the new year is going to increase. Car makers are going to increase prices by January 1 in 2019.

(6) Changes in Cars, Bike and Scooter's Personal Accidental Insurance: According to the new rules of IRDA, the new car will be increased to Rs 15 lakh by the new car / commercial vehicle drivers or two-wheeler riders, the compulsory, Personal Accident (CPA) cover. Prior to this, the amount was Rs 1 lakh.

(7) TRAI has given all the cable TV customers from the country till January 31 to select their favorite channel. Under the new scheme, the customer will be able to see their own channels and pay only for them. In addition to this, TV broadcasts have to tell the maximum value of each channel and set of channels.


(8) If you have not paid an Income Tax Return (ITR) of FY 2017-18. yet, then fill it out before December 31. You will also have to pay a penalty of 5 thousand rupees while filing this ITR. However, if you file an ITR from January 1 to March 31, 2019. then this amount will increase to 10 thousand rupees. That is why our advice is to file your income tax return today, which will save you a penalty of more than Rs.5000.


This will be the biggest change in January 2019,This new year is very special for you.
Our website dealy visit for www.happytohelptech.in lots of information and life style change materials. shree Narendra Modi calls them prior, India's next general decisions will start on Monday, 8 April 2019. Working in reverse, the Code of Conduct under the Election Commission of India – under which the legislature can't report new tasks, projects, concessions or monetary gifts to keep it from impacting voters – ought to be in power from Friday, 8 March 2019. As he starts the last lap of his residency as Prime Minister, Modi has pretty much nine months to convey new monetary changes and strategies. The following 287 days, in this way, will be critical on two tallies. In the first place, Modi needs to keep on pushing monetary changes and convey GDP development and occupations. Furthermore, second, he needs to remember Elections  2019. and oversee welfare legislative issues. In this exposition I contend that just those changes would push forward that are as of now in the framework, as he focusses on and seeds welfare plans till Elections 2019.


The initial four years of Modi's residency that finished on 25 May 2018 conveyed nine key arrangements. To begin with, budgetary incorporation through the Pradhan Mantri Jan Dhan Yojana. Second, accelerating the procedure of business clashes and their discretion through the Arbitration and Conciliation (Amendment) Act. Third, clearing the patterns wastefulness in the vitality division through Hydrocarbon Exploration and Licensing Policy (HELP). Fourth, fortifying India's character instrument to enable nationals and push focused on advantages into welfare programs through Aadhaar. Fifth, conveying a law to handle business disappointment through the Insolvency and Bankruptcy Code (IBC). 6th, making one more stride towards completion unaccounted-for riches through the Benami Transactions (Prohibition) Amendment Act. Seventh, pushing the battle against dark cash to an extraordinary through demonetisation of Rs 500 and Rs 1,000 notes. Eighth, presenting a controller for land through the institution of the Real Estate (Regulation and Development) Act (RERA). Furthermore, ninth – the best approach that has taken three decades to become animated – acquiring productivity roundabout expenses through presentation of the merchandise and ventures assess (GST).

This will be the biggest change in January 2019,This new year is very special for you.
       Four of these strategies are a climax of work in advancement. Aadhaar that was made in January 2009 under then Prime Minister Manmohan Singh. The GST that was first seeded under then Prime Minister Rajiv Gandhi through his Finance Minister V.P. Singh in his 1985 Union Budget discourse as MODVAT (altered esteem included expense). The Benami law that was first established in 1988, again under Rajiv Gandhi. The Arbitration alteration that has a history going as far back as 1899; in Independent India, the Arbitration and Conciliation Act was ordered in 1996 under then Prime Minister Atal Bihari Vajpayee. Another four are new thoughts. These incorporate the Jan Dhan Yojana, HELP, IBC, and RERA. What's more, one – demonetisation – is a return to right around four decades prior, when in 1978, at that point Prime Minister Indira Gandhi demonetised high-section notes of Rs 1,000, Rs 5,000 and Rs 10,000, which Modi, utilizing the advanced monetary engineering including KYC (know your client) standards, relaunched to control unaccounted-for cash.
The developing of a pioneer towards conveying strategies from articulating legislative issues requires significant investment; Modi took two years to develop. In spite of the fact that he had come arranged and gotten the strategy ball running by propelling the Jan Dhan Yojana inside three months of his residency in August 2014 and the discretion change in December 2015, the majority of the huge enactments and approaches took two years to come. Consider it the mechanics of the Prime Minister's Office or the administration of governmental issues in Parliament, six of these nine noteworthy arrangements woke up in 2016. HELP and the Aadhaar law were propelled and ordered in March 2016, the insolvency code and Benami change were instituted May 2016, demonetisation and RERA were propelled and sanctioned in November 2016.The most imperative strategy enactment under Modi, the GST, was placed in power in July 2017.

This will be the biggest change in January 2019,This new year is very special for you.
         Over the most recent nine-month lap of his residency, Modi is probably not going to bring any further approach interruption into India's economy. With races approaching, a strategy like GST or demonetisation would resemble submitting political suicide.

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This will be the biggest change in January 2019,This new year is very special for you.
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